payment options

Financing

We offer flexible financing options to make your shed purchase as convenient as possible. Choose between financing through Acorn or our Rent-to-Own option to find the best solution for your budget.

Rent-to-Own

Benefits

No credit check is required
Affordable monthly payments
No long-term commitment—return the building anytime
Flexibility to buy at any time during the rental period

Considerations

It may end up costing more than an upfront purchase.
You don’t fully own the building until all payments are completed.

View RTO Pricing

Financing

Benefits

You own the structure from the start
Spread payments over several months or years
Build your credit history with timely payments
Competitive interest rates can help make payments affordable

Considerations

Requires a credit check
Interest charges may apply, increasing the overall cost

Apply for Financing

Rent-to-Own Price Estimator

SHED SIZE

ESTIMATED MONTHLY PAYMENT

8×10

$85 – $120

10×12

$110 – $160

12×16

$150 – $200

12×20

$190 – $250

💡 Estimates based on average Rent-to-Own rates. Exact pricing available in our 3D Builder.

View Exact Pricing in 3D Builder

Financing Details

Financing allows you to enjoy your building right away while paying it off with manageable monthly payments. Plus, on-time payments can help build your credit score! With financing, you can invest in your space today without breaking your budget.

Rates starting at 9.99%
Up to 20 year terms
Up to $100,000 (No collateral required)
No prepayment penalties
Co-Applicants accepted
Quick and easy application process
Soft Credit Pull (No credit score impact)

Apply for Financing

Rent-to-Own vs Financing

Feature	Rent-to-Own	Financing
Ownership	After full rental payments	Immediate
Credit Check	Not required	Required
Flexibility	High (can return anytime)	Lower (commitment to loan)
Interest	Varies	Varies
Monthly Payments	Affordable, flexible	Based on loan terms